Hjalmar Jesus Gibelli Gomez

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Insurance policy 

Is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

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Who is Hjalmar Gibelli?

Hjalmar Gibelli from this space we want to provide you with impartial information to guide and appreciate the essential value of insurance.

Blog Insurance Policies

Hjalmar Jesus Gibelli Gomez What is pharmacy coverage 1024x683 - Front Page

What is pharmacy coverage?

When life insurance is purchased, all members within an individual and family plan, and most members with coverage through their employer, have pharmacy benefits.

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May 13, 2022 0
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3 uncommon types of insurance

Insurance is a service that guarantees the safety and protection of a person, company or property within a long, medium and long-term period of time.

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April 10, 2022 0
Hjalmar Jesus Gibelli Gomez What is an insurance mediator. 1024x683 - Front Page

What is an insurance mediator?

An insurance mediator is someone who advises the client on the types of insurance and coverage that are best for them based on their personal situation and, to do so, analyzes the risks to which they may be exposed.

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March 27, 2022 0
Hjalmar Jesus Gibelli Gomez life insurance - Front Page

Life insurance

Is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. 

Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

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What is a life insurance?

This Video explains it clearly

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