Hjalmar Jesus Gibelli Gomez

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Insurance policy 

Is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

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Who is Hjalmar Gibelli?

Hjalmar Gibelli from this space we want to provide you with impartial information to guide and appreciate the essential value of insurance.

Blog Insurance Policies

Hjalmar Jesus Gibelli Gomez Principles of compensation in insurance 1024x683 - Front Page

Principles of compensation in insurance

Indemnity can be defined as compensation or reward from an insurance company for having caused damage to a person or structure, either actively or passively to another person.

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September 18, 2022 0
Hjalmar Jesus Gibelli Gomez Learn about cyber risk insurance - Front Page

Learn about cyber risk insurance

A cyber risk is a malicious attempt to access or harm a computer system or network. These cyberattacks can cause money loss or result in the theft of personal, financial, or medical information.

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August 30, 2022 0
Hjalmar Jesus Gibelli Gomez What is Civil Liability Insurance 1024x499 - Front Page

What is Civil Liability Insurance?

A Civil Liability Insurance is one that covers against material or property damage that the insured produces to a third person. This means that this insurance guarantees the disbursement of compensation intended to repair the damages.

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July 22, 2022 0
Hjalmar Jesus Gibelli Gomez life insurance - Front Page

Life insurance

Is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. 

Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

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What is a life insurance?

This Video explains it clearly

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